Business Loan

A business loan is an advance extended to business customers who are in business for more than 12 months with a sound cash flow history.

The loan amount is based on the borrower's credit worthiness, cash flow and security offered and has a variable interest rate over a fixed term. The capital as well as interest is repaid monthly from the customer's current / transaction account over the agreed period.

Qualifying Criteria

  • SME / Business must have been operational for the past 12 months
  • Must be a BancABC account holder for more than 6 months
  • Be able to produce financial information which are not older than 12 months
  • Minimum Loan Amount US$10 000

To Apply for Business Loan

Simply bring the following to any of our branches:

  • Financials since the start of the multi currency regime (standard is 3years)
  • At least 12 months cash flow forecast
  • Business plan
  • Statement of liabilities and assets for all shareholders /owners of the business
  • Details of security that is being offered



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